BLOGS
Meet mobile money startups at Mobile Money Canada

Brent Ho-Young  June 23, 2010

Hello Mobile Money Startups! We are almost half way through the year.  Can you believe how fast time flies?  From my conversations with many of you, I know that many of you are in the midst of developing and delivering cutting edge mobile money applications this year.  Keep up the great work!   If you are a startup launching a new mobile banking, mobile payment, or mobile money transfer service, I would like to hear from you.  We at Mobile-Financial.com and DonRiver Inc. are in the midst of planning the Mobile Money Canada conference.  Mobile Money Canada will take place on September ...

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WorkLight, a mobile banking solutions provider, joins Mobile-Financial.com as a valued Sponsor

Brent Ho-Young  April 16, 2010

Good day, I wanted to take a moment to say a BIG thank you to WorkLight for supporting Mobile-Finacial.com and joining our team as our Mobile Banking Sponsor for the coming month.     WorkLight is a provider of online and mobile solutions to financial institutions and enterprises that need an integrated approach to interact with consumers and deliver services across multiple channels, including mobile, online, and the desktop. As Mobile-Financial.com is a free resource to the mobile financial services community, sponsors such as WorkLight ensure that we can keep the lights on and continue to bring the world of mobile financial services ...

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Worth a read...A whitepaper about the options available to banks to offer secure mobile payments using Secure Elements

Brent Ho-Young  March 10, 2010

Mobey Forum contacted me today to let me know that it has just released a whitepaper for banks interested in delivering secure mobile payments to mobile subscribers. Mobey Forum is a not-for-profit organization that brings together players in the mobile financial services ecosystem to establish and promote open and secure mobile financial technologystandards.The whitepaper, “Alternatives for Banks to offer Secure MobilePayments”, explores the role that Secure Elements (SE) within mobile devices can play to secure mobile payments for banks. I have only had a chance to read the first few pages, but overall, it looks like a great primer for those ...

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Working from home can be fun...I received my Zoompass Mobile Payment NFC sticker in the mail today

Brent Ho-Young  March 5, 2010

I had the pleasure to work from home today.  I don’t know about you, but working from home is such a treat, particularly after a long week of work and travel.  While working away today, the doorbell rang and there was a delivery from a courier.  We rarely get packages via courier at home, so I was excited to open the package. And what was in the package?  Well, it was something very interesting indeed.  It was from Zoompass, Canada’s first Mobile Money Transfer service and it was their Mobile Payment Contactless Sticker.  In case you missed it this week, Zoompass ...

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CGAP Report: Banking the Poor via G2P Payments

Brent Ho-Young  February 2, 2010

The good people at CGAP have shared a great report on the emerging and needed field of Government-to-Person (Payments).  The report is extensive and shares much light on the benefit that up to 170 million people worldwide would receive from governments employing electronic channels, including mobile solutions, to distribute social transfers and payments to current and retired workers.This report a must read for all those working in the mobile and value transfer field as its comprehensive, thoroughly researched, and best of all, it's free.  You can thank Jim Rosenberg from CGAP's Technology Blog for sharing the report.When you have a ...

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Mobile Money Week in Review.

Brent Ho-Young  February 1, 2010

We are counting down the days for the world’s largest mobile money conference. The 2010 Mobile World Congress will be held 15-18 February, in Barcelona Spain. Mobile leaders will gather, collaborate, and discuss the cutting-edge products and technology that will define the mobile future... Haiti mobile donations continue to pour in, creating a foundation for future humanitarian efforts...  If you are into technology, then you must have heard about the launch of the Apple iPad. Where will it play a role in mobile commerce?   E-commerce relevance of Apple iPad has yet to be realized January 29, 2010, 1:35 pm What will ...

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Mobile Banking Heats Up in Canada...Scotiabank Partners With M-Com to Bring Mobile Banking To Canadians

Brent Ho-Young  November 24, 2009

 In case you have not heard the news as yet, I thought thatyou may be interested in announcement just released by a leading bank inCanada, Scotiabank. Scotiabank will be launching mobile banking with a solutionfrom M-Com in the spring. The Scotiabank group has close to 69,000 employeesand with its affiliates serves approximately 12.8 million customers in some 50countries aroundthe world.The details are below. Does anyone mind sharing their opinion on what this means tothe Canadian mobile banking landscape? Toronto, Canada24 November 2009Scotiabank today announced a new partnership with M-Com, aninternational mobile banking and payments solution provider, that will bringmobile banking to ...

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Thank You From Mobile Money Canada

Brent Ho-Young  November 13, 2009

Dear Mobile Money Canada Attendees, Thank you for participating in the first Mobile Money CanadaConference. Your involvement has enriched the overall experience of allof us within the Canadian mobile financial services industry and Iappreciate that you were able to take time out of your schedule toattend and contribute. I thoroughly enjoyed meeting with and learning from many ofyou at the conference and I look forward to continuing the dialoguewith you as our industry evolves in Canada. I was also thrilled to hearabout many of the innovative mobile money initiatives that many of youare currently working on…Keep up the great work! ...

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Mobile Money Canada Conference...Less than a week away!

Brent Ho-Young  November 4, 2009

Hello Canada, The Mobile Money Canada conference is almost here.  With just under one week to go, the schedule is set, the event is at capacity, and we are just making final preparations to ensure that all participants have a great experience. I want to personally thank all of those instrumental in making the first Mobile Money Canada Conference a reality.  We now have speakers and delegates from over 60 companies that are active in Canada; including banks, mobile operators, remittance providers, mobile financial solution providers, venture capitalists, and many more.  With representatives from all across the industry, we are in for ...

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Will mobile financial services be the answer to the problems with credit cards facing the poor in Canada?

Brent Ho-Young  October 30, 2009

A recent article from the Toronto Star describes the many challenges that low income Canadians experience with credit cards. The article is written by Rita Trichur and can be accessed at: http://www.thestar.com/business/article/717130--credit-cards-still-beyond-reach?bn=1 The article suggests that although credit cards are the “preferred mode of payment” in Canada, there are many consumers that are not able to obtain card products. Without credit cards, lower income and individuals without credit histories, are not able to access the basic goods and services that many Canadians take for granted (i.e. buying mobile content, renting cars, proving identification etc.). The article also provides an overview ...

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 Brent Ho-Young's Bio

Name:  
Brent Ho-Young

Brent Ho-Young is a recognized expert in the mobile financial services industry. He has developed mobile financial strategies for wireless operators, banks, international remittance providers and application service providers and commercialized their product offerings.

 

Mr. Ho-Young founded DonRiver’s mobile practice and, as its lead, is responsible for its mobile financial service offerings, market research and oversight of client consulting engagements. He also serves as the chief editor of a highly regarded mobile financial services information portal that provides industry news and insight to professionals around the world (www.mobile-financial.com).

 

Prior to becoming a principal in the mobility practice at DonRiver, Mr. Ho-Young served as a technology consultant for a global management and technology consulting firm focused on defining and implementing operational software solutions for Tier 1 wireless operators and telecommunications service providers.

 

Mr. Ho-Young holds a bachelor’s degree in Engineering and Management from McMaster University and is a former president of the Harvard Business School’s Summer Venture in Management Program’s alumni association